Malls · Florida
Santa Rosa Mall
Santa Rosa Mall opened 1976, lost anchors, closed 2025, slated for housing/retail redevelopment under Stirling Properties. · summary, model-written
Solid = from the authors' map · outlined = public source · dashed = model-written, not yet reviewed by a person. Tap any value's source label to see where it came from. documented = a quoted excerpt (click to read it) · reported = a source named, no excerpt yet · no source.
Site profile15 elements · what this retrofit is built with · tap a chip for the evidence
JCPenney
This site: JCPenney wikipedia · all sites with thisSears
This site: Sears wikipedia · all sites with thisOn Facebook
This site: …https://www.facebook.com/153351138036587 overture · all sites with thisWebsite alive
This site: …http://www.santarosamall.com/ overture / http check · all sites with this15-minute neighbourhood (5+ of 6 daily needs within 800 m)
This site: 5/6 openstreetmap · all sites with thisGrocery within 800 m
This site: 3 stores openstreetmap · all sites with thisHigh hurricane risk
This site: Very High fema-nri · all sites with thisHigh natural hazard risk (FEMA NRI)
This site: Relatively High; hurricane, tornado, lightning fema-nri · all sites with thisHigh tornado risk
This site: Relatively High fema-nri · all sites with thisTract house prices doubled in 10 years
This site: +162% fhfa · all sites with thisBuilding footprint 50,000+ m²
This site: 66,671 m² overture · all sites with thisRedeveloped
This site: There is also a 10-screen Regal cinema outside the mall, which did not close and will remain open as the main site is redeveloped. extraction · all sites with thisEntertainment and sports
This site: There is also a 10-screen Regal cinema outside the mall, which did not close and will remain open extraction · all sites with thisHousing
This site: is redeveloped. The area is planned for redevelopment with apartments, shops and restaurants. extraction · all sites with thisRetail (continued)
This site: …new_use field extraction · all sites with thisNow
| Status | Operatingextracted, unreviewed documentedOn July 28, 2025, Santa Rosa Mall announced it would be closing in September 2025. |
|---|---|
| Strategy | Redevelopedextracted, unreviewed documentedThe area is planned for redevelopment with apartments, shops and restaurants. |
| New uses | housing, retailextracted, unreviewed reported |
| What is there now | There is also a 10-screen Regal cinema outside the mall, which did not close and will remain open as the main site is redeveloped.extracted, unreviewed documentedThere is also a 10-screen Regal cinema outside the mall, which did not close and will remain open as the main site is redeveloped. |
Planning
| Planning notes | The area is planned for redevelopment with apartments, shops and restaurants.extracted, unreviewed reported |
|---|
Deals and debt
| Date | Event | Price | Parties | Source |
|---|---|---|---|---|
| 1997 | Sold | — | Jim Wilson & Associates ← California Public Employees Retirement System | Wikipedia |
| 1987 | Sold | — | California Public Employees Retirement System ← Jim Wilson & Associates | Wikipedia |
Securitised debt and public filers
Filings (2001 to date) that name “Santa Rosa Mall” and “Mary Esther” (23 hits, first 23 sampled, 8 other filers such as tenants left out). Only weak matches to commercial-mortgage trusts: the mall may have backed a securitised loan, or may just be mentioned in the filing; several trusts usually means one loan split into pari-passu notes. Earliest trust filing in the sample 2004-09-14 (a sample date, not the issuance date); candidate loan vintage 2004 from the trust name (weak match). Whether the loan is still in the pool, in special servicing or repaid is in the trust's monthly distribution reports, which are not searchable here. Text matches, not a title search. Open the search · all trusts.
| Kind | Filer | Filings | Dates | Forms |
|---|---|---|---|---|
| CMBS trust (weak) | BANC OF AMERICA COMMERCIAL MORTGAGE INC | 3 | 2004-09-14 to 2004-09-22 | 8-K 3 |
| CMBS trust (weak) | Banc of America Commercial Mort. Pass through Certificate Series 2004-4 | 3 | 2004-10-26 to 2004-10-26 | 8-K 3 |
Site context
| Transit within 800 m | no rail station; 1 bus stops within 400 mOpenStreetMap |
|---|---|
| FEMA flood zone | X · AREA OF MINIMAL FLOOD HAZARDFEMA NFHL |
| EPA-regulated facilities within 500 m | 5: LOGAN'S ROADHOUSE RESTAURANT; LOGANS ROADHOUSE; RENAISSANCE SANTA ROSA; SEARS; SHELL FOOD MARTEPA FRS |
| Census tract 12091022900 | 3,998 people, 1,949 per sq mi; median household income $74,192; median gross rent $1,447; 34% renters; 12.1% vacant units; 0.1% commute by transitACS 2023 5-year |
| Walkability (EPA, block group) | index 10.7 of 20; 88 intersections per sq mi; no transit stop within the EPA search radius; land-use mix 0.89; 14,927 jobs within 45 min by car; 5% of households without a carEPA Smart Location |
| Within a 10–15 minute walk (800 m) | 5 of 6 daily needs: 3 grocers, 1 schools, 3 parks or playgrounds, 0 health, 1 civic, 11 food and drink; 0 cycleway segments, 17 sidewalk-tagged segmentsOpenStreetMap |
| Opportunity Zone | noHUD |
| Housing permits, Okaloosa County (FL), 2024 | 175 units in 5+ unit buildings, 40 in 2–4, 1,053 single-family; 2023: 1,414 in 5+Census BPS |
| Social vulnerability (CDC SVI 2022, tract) | overall percentile 0.49; socioeconomic 0.48; housing and transport 0.50; 11% below 150% of poverty; 3% of households with no vehicleCDC/ATSDR |
| Overture Maps | place Santa Rosa Mall (shopping_mall, confidence 0.99, from Overture, Overture-signals, meta); building footprint 66,671 m²Overture (CDLA-Permissive 2.0) |
| Website and social | www.santarosamall.com (alive); archived 2001–2026 (Wayback) · social: facebookOverture / Internet Archive |
| Attention: Wikipedia page views | 20,239 since 2015; 2,678 in the last 12 months (+11% vs the prior 12); peak 2025-10 with 540Wikimedia |
| Tract change 2013–2023 | population -8% (4,359 → 3,998); median income +37% ($54,096 → $74,192); renters 33% → 34%; median home value +45% ($168,900 → $244,500)Census ACS 5-year |
| Natural hazard risk (FEMA National Risk Index, tract) | relatively high overall (score 94.5); expected annual loss $4.3M; high: hurricane, tornado, lightning; community resilience relatively lowFEMA NRI |
| Tax-credit housing within 1 km | noneHUD LIHTC |
| Retail trade in the county, 2025 (BLS QCEW) | 12,009 jobs in 860 establishments; average annual pay $40,223; employment location quotient 1.36; employment -2.8% on the yearBLS QCEW 2025, NAICS 44-45, private |
| Jobs located in the tract, 2022 | 6,074 jobs; 708 in retail trade, 569 in accommodation and food (workplace blocks summed to tract 12091022900)Census LEHD LODES8 WAC 2022 |
| Upward mobility (Opportunity Atlas, 2010 tract) | children of low-income (25th percentile) families reached the 42th income percentile as adults; 5.8% incarcerated at the 2010 count (459 children in the sample); born 1978–83, measured 2014–15Opportunity Insights |
| Food access (USDA FARA 2019, 2010 tract) | not a low-access tract at 1 mile; 6% of residents more than 1 mile from a supermarket; poverty rate 11.4%; median family income $68,264; 175 SNAP householdsUSDA ERS |
| Schools | Okaloosa County School District (PK-12); 2 public schools within 1 mile: MARY ESTHER ELEMENTARY SCHOOL; OKALOOSA ACADEMYNCES EDGE |
| Elevation | 32 ft above sea level at the site pointUSGS 3DEP |
| Storm events in the county, 2016-2025 | 124 county-logged events: 78 thunderstorm wind, 28 flash flood, 10 tornado, 6 hail; $1,443,000 property damage reported; 2 direct deaths; forecast-zone events (most flood, winter and heat) not countedNOAA Storm Events |
| Homes for sale in ZIP 32569, 2026-09 | median list price $328,250 (-2.1% on the year); 68 active listings; median 78 days on market; 25% with a price cutRealtor.com Research |
| Retail trade in the county, 2012 to 2023 | 865 establishments (+2%); 12,242 jobs (+7%)Census CBP |
| Housing market in the county | typical home value $352,929 (+1% 1 yr, +11% 5 yr); typical rent $1,957/mo (+4% 1 yr), 2026-09Zillow Research |
| House price index, tract, 2025 | 454 (2000 = 100); +14.6% 1 yr, +62% 5 yr, +162% 10 yrFHFA |
Summary, model-written
Santa Rosa Mall opened in 1976, added a McRae’s wing in 1984, and underwent ownership changes before losing anchors: Belk announced closure in 2013, its demolition began 2019, and Dillard’s Clearance Center announced closing in 2023. The mall announced closure and redevelopment in 2025 while the adjacent 10‑screen Regal cinema remains open.
Why. Anchor tenant losses (Belk and Dillard’s) drove the decline, as noted in the record; no explicit competition, debt, or demolition causes are stated.
Where it stands. The mall is currently reported as operating but slated for closure and redevelopment, with Stirling Properties identified as the managing and owning entity.
For a planner
- Planned reuse includes apartments, shops, and restaurants per planning_notes.
- No specific policy tools or incentives are mentioned in the record.
- Open questions involve zoning approvals, infrastructure capacity, and timing of the redevelopment.
For a developer
- Site controlled by Stirling Properties; exact acreage is not provided in the record.
- Entitlement stage appears preliminary—planning notes call for apartments, shops, and restaurants but no permits are listed.
- Context‑layer constraints (flood, transit, environment) are not detailed in the record.
- Market signals show a 0.0 opportunity score, with reasons noting existing retrofit, county growth of 6.7% (2018‑23), median rent $1,475, and housing already present in the record.
What we do not know yet
- Exact site size and parcel boundaries are missing.
- Ownership timeline for Stirling Properties lacks start and end years.
- Entitlement status, permits, and any approved master plan are not specified.
- Flood‑plain, transit access, and environmental constraints are unknown from the record.
- The precise closing date and demolition scope beyond the Belk wing are not detailed.
Generated by nvidia/nemotron-3-super-120b-a12b on NVIDIA API via Hermes CT from the fields, parcels, deals and context layers on this page, with no outside knowledge. It is regenerated when the record changes and has not been checked by a person. How it is made.
Similar sites
- DeSoto Square Mall, South Bradenton, FL · Malls · opened 1973; closed 2021; same strategy: redevelop
- Sarasota Square Mall, Sarasota, FL · Malls · opened 1977; closed 2024; same strategy: redevelop
- Echelon Mall, Voorhees, NJ · Malls · opened 1970; closed 2024; same strategy: redevelop
- Spring Hill Mall, West Dundee, IL · Malls · opened 1980; closed 2024; same strategy: redevelop
Elsewhere on the web
Pages with photos
- Walking In Santa Rosa Mall, Mary Esther Florida !! What A Slow Mall !! youtube.com
- Santa Rosa Mall | Indoor Shopping Center near Fort Walton Beach enjoyflorida.com
- Santa Rosa Mall interior to close in September as new redevelopment plans take shape weartv.com
- Santa Rosa Mall, 300 Mary Esther … mapquest.com
- SANTA ROSA MALL - 13 Photos & 29 Reviews - 300 Mary Esther Blvd, Mary ... yelp.com
- MallsCenters - US Shopping Malls & Stores mallscenters.com
- Mallmanac.com: Santa Rosa Mall, Mary Esther, FL mallmanac.com
Search images: Google · Bing · Commons · references: ULI case studies · Google Scholar
Multifamily screen
- retrofit already built
- county grew 6.7% 2018–23
- median rent $1,475
- housing in the record
Inputs: record fields (size, status) and county Census ACS 2018–2023 figures (growth, rent). How the points work. Not a recommendation.
History and original facts
| Opened | 1976Wikidata |
|---|---|
| Closed | 2025extracted, unreviewed documentedOn July 28, 2025, Santa Rosa Mall announced it would be closing in September 2025. |
| Original developer | Jim Wilson & Associatesextracted, unreviewed |
| Anchors | JCPenney, Sears, McRae's, Gayfers |
| County | Okaloosa County |
| Census division | 5 · South Atlantic |
| Notes | Wikipedia categories: Defunct shopping malls in the United States |
Not yet recorded: acres, GLA, retrofit year. Know it? Tell us.
Background
Santa Rosa Mall was a shopping mall located in Mary Esther, Florida. By the time it closed in 2025, it had no anchors remaining. There is also a 10-screen Regal cinema outside the mall, which did not close and will remain open as the main site is redeveloped. Stirling Properties managed and owned the mall.
Excerpt from Wikipedia (authors and history), CC BY-SA 4.0. May be older than the record above.
Timeline
- 1976 Opened (Wikidata)
- 1976 Mall built
- 1984 McRae's wing added
- 1987 Sold to CalPERS
- 1996 Carousel installed
- 1998 Gayfers became Dillard's
- 2007 Renovations
- 2013 Belk closure announced
- 2019 Demolition of former Belk began
- 2023 Dillard’s Clearance Center closing announced
- 2025 Mall announced closing and redevelopment planned
Sources
- Wikipedia: Santa Rosa Mall (Florida) · supports: after notes, original developer, status, strategy, year closed
15 quoted sentences
On July 28, 2025, Santa Rosa Mall announced it would be closing in September 2025.
Jim Wilson & Associates built the mall in 1976.
There is also a 10-screen Regal cinema outside the mall, which did not close and will remain open as the main site is redeveloped.
On July 28, 2025, Santa Rosa Mall announced it would be closing in September 2025.
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